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December 30, 2004

CyberRebate.com

In the category of "too good to be true," the CyberRebate.com saga is coming to an end, as posted at FW. Not a "deal" I ever participated in, many others suffered.

Dear Creditor:

A settlement, subject to court approval, has been reached in the litigation commenced by certain unsecured creditors of CyberRebate.com, Inc., for the benefit of all of CyberRebate's unsecured creditors, against certain of CyberRebate's former officers and directors.

Pursuant to the settlement, a $2,000,000 settlement payment shall be made for the benefit of CyberRebate's creditors, and CyberRebate's creditors shall be forever barred from commencing or continuing any action against CyberRebate's former officers and directors on account of their roles as such. A copy of the Settlement Agreement and the Motion seeking approval of the settlement agreement along with other documents can be viewed, printed and downloaded at www.cyberrebate.com.

If the settlement is approved, CyberRebate and the Committee anticipate a distribution, in or around the middle of March, of approximately $.08 (8 cents) for each dollar of allowed claims to holders of general unsecured claims, which claims include rebate claimants.

A hearing to consider approval of the proposed settlement has been scheduled for 2 PM on January 20, 2005, at the United States Bankruptcy Court for the Eastern District of New York, 75 Clinton Street, Brooklyn, New York 11201. If you wish to object to the settlement, your objection will not be considered unless it is received and filed on or before 5 PM on January 17, 2005, in
accordance with the procedures established by the Bankruptcy Court as set forth in the Motion.

Please do not reply to this email. Only objections filed in accordance with the procedures set forth in the Motion will be considered.

Happy New Year.

December 29, 2004

DVD Players

I bought the CyberHome DVD-CH320 last year at Target. One year and about 10 days after purchase, it failed. I went to Best Buy last night to get a new one (on sale for $25 AR + tax). The line was really long, but the doorman swore it was only about a 10 minute wait. Turns out the boy had to eat then anyways, so we waited, and I was in line for 20 minutes and 15 seconds.

For those of you wondering why I would buy the same DVD player if I know it has a high failure rate, the answer is simple. It fits (about half the width of ordinary DVD players) and is cheap.

December 28, 2004

Free T-shirt from Coors

Signing up for Coors' list has been a boon! Back in early December I received an email offer from Coors (see below). Though I hadn't tried the beer specified, I called anyways. After inquiring about the complimentary gift, I was offered a t-shirt. It arrived yesterday.

Want a low-carb beer that you can actually taste? Aspen Edge™ is a low-carb, light lager, crafted by Coors Master Brewers using a unique blend of caramel and pale malts for perfectly balanced flavor. In nationwide consumer testing, beer drinkers agree that Aspen Edge has more taste than Michelob Ultra®. Now we want your opinion.

Take the Aspen Edge™ Taste-Test Challenge

Go to AspenEdgeLager.com and check out the side-by-side comparison. One look will tell you there's no equal when it comes to taste. And test out the taste for yourself. Aspen Edge is available in bottles and cans and on tap. If they don't have it, ask them for it, and see what a great-tasting, low-carb beer should be.

Tell a friend!

Pass this information on to any of your adult friends and family members (aged 21 and older) who might be interested in a great-tasting, above premium light beer.

Please let us know what you think of Aspen Edge™. Call us at 1-(877) Try-Aspen (879-2773)* and receive a complimentary gift. This offer is valid from 12/01/04 to 1/31/05. We can be reached 8 a.m.-5 p.m. M-F, Mountain Standard Time. Please reference the code "Aspen Edge Taste Test".

©2004 COORS BREWING COMPANY, GOLDEN, COLORADO 80401 . LAGER . APN000000

AVERAGE ANALYSIS PER 12 FL. OZ. SERVING OF ASPEN EDGE™ LAGER: 94 CALORIES, 2.6 GRAMS OF CARBOHYDRATES, 0.7 GRAMS OF PROTEIN, AND 0.0 GRAMS OF FAT.

Drink Responsibly

*The number was originally listed with an 800 prefix, but that was, well, mistaken, and corrected in a followup email:

Dear Coors Panelist,

There was a miscommunication of the phone number provided to you as the number to let us know what you think of Aspen Edge. The actual number is 1-(877) Try-Aspen (879-2773). Please accept our apologies for any confusion with this number.

We look forward to hearing back from you at 1-(877) Try-Aspen (879-2773), 8 a.m.-5 p.m. M-F, Mountain Standard Time.

Thank you, and once again, we apologize for any miscommunication.

Cheers,

The Coors Panel

December 23, 2004

UPDATE 2: Nikon 4100 & Epson C86 (Pricematching)

Nothing tops off a great deal like a good pricematch or two. I was previously able to obtain free memory for each order, but I've topped that! I was able to pull off a PM for both the camera and printer, though they limited the PM on the camera to one order.

Pricematches:
$32.28 to Comp-U-Plus's $191 price for the camera
$35.88 to Microcenter's $69.99 price for the printer

Bottom Line:
$404.94 - $104.98 (coupons) + $26.25 (tax) - $220 (rebates) - $68.16 (pricematches) = $38.05!

As pointed out on FW, the deal started with Staples' 12% Off Sale on digital cameras. (Of course now that I was able to PM the camera, it would have actually been better had I been charged the regular, higher, price, since I would have gotten back 10% of the difference, or about $3.) Take into account the coupons, rebates, and pricematches, and this works out to be pretty darn good. Factor in the $25 GC, and it's even better at $13.05!

Rant: Customer Service?

Historically customer service has traditionally been neglected. Of late, it has gone further down the tubes. It's not like the people on the other end of the line are ever particularly helpful. In fact, more often than not they're actually a barrier to real help - either another level of CS (that knows what they're talking about) or simply an ignorant human in between a knowledgeable customer and a handbook of solutions.

To make matters worse, companies have started exporting CS to countries where labor is cheap. What this usually means is the employees are situated in countries that are many time zones away. For people to be answering the phone during business hours here, they're up during the middle of the night there. There's also a lag between when one person speaks and the other hears. Additionally, English is rarely a primary language for these folks, making communication virtually impossible.

December 21, 2004

FW Holiday Cards

FW sent out holiday cards that read:
Wishing you a happy holiday season and an even fatter wallet next year - from your friends at FatWallet

They around round, but cut in a spiral, so if you hold the center the rest spirals down. As it fit into a square envelope they had to pay extra for postage (for a total of $0.49). Personally I'd have preferred a buck or two extra FatCash instead (cost of card, envelope, labor, postage), but who am I to complain?

Sniping

This is a post in process. I will probably add to it later...

Many people don't realize how much technique there is when it comes to ebay. While there are many aspects to both buying and selling, today I want to talk about sniping. For the first time ever, I used a sniping program, AuctionSniper, which is free for the first 3 wins, and fairly inexpensive thereafter.

There are many reason to snipe, among them:
Avoid a bidding war - Bidding wars often cause you to spend more money than you actually intended. Therefore you actually are going to be saving money by using Auction Sniper because you won’t rely on compulsive bidding to win an auction. Afterall, why bid prematurely? Why would you want to increase an auction's current bid price if it doesn't close for several more days? This only leads to an inflated closing bid. There is no reason to bid prematurely; it will only encourage other bidders to bid on the item.

There are various extra advantages to using a program to take care of your sniping. For example:
Ebay time is weird - Ebay is not synched with any accurate clock per se, so you have to go by official eBay Time

There are also other programs for sniping, including:
Sniperight (subscription)
AuctionStealer (subscription)
vrane.com (free)
esnipe.com (per win charges)

A Fatal Blow to Shrinkwrap Licensing?

From Ed Foster's GripeLog

Having so often been the bearer of bad news from the legal front, I am thrilled to have some good news to report for a change. The old-fashioned shrinkwrap license appears to have suffered from what may well be a mortal wound. Microsoft, Symantec, Adobe, CompUSA, Best Buy, and Staples have agreed in the settlement of a California lawsuit to change their ways, and you can already see the first results at the software retailer nearest you.

In January 2003, California resident Cathy Baker walked into her local CompUSA store to return copies of Windows XP and Norton AntiVirus she'd purchased there. When trying to install the programs, she had of course been confronted by all the obnoxious terms in the Windows and NAV End User License Agreements. Instead of clicking OK, she took them back to the store for a refund, as the EULAs said she was supposed to do if she refused to accept the terms.

At CompUSA, however, Baker was told the store's policy was that it could not give refunds for software once the customer has opened the package. Even though Baker had no way of seeing the EULAs until after she purchased the products, took them home, opened the package and tried to install the software on her computer, she was now told she could not get her money back even when she rejected the terms. (In a somewhat bizarre twist, after she protested enough, one CompUSA employee told her that they had "secret instructions" from Symantec to provide refunds in such circumstances.) So, like many others before her, Baker was confronted with the classic shrinkwrap license conundrum: She could only see the terms by opening the box, and opening the box meant she was stuck with it. But Baker did something most others before her had not - she went and got a lawyer.

"When Miss Baker came to us, we felt it was an important case to bring for the benefit of the general public," says Baker's attorney, high tech litigation specialist Ira Rothken. "In our research, we found that it hadn't been discussed before - there was no guidance on it in the literature. Here you have a multibillion-dollar industry that is using improper business practices as a consistent policy, in violation of federal and California consumer warranty statutes. As a practical matter, the consumer couldn't review the terms and conditions prior to the sale and couldn't reject them with any certainty they could get all their money back."

After Rothken first filed the lawsuit in February of 2003, ensuing news coverage brought more consumers forward with similar stories of their own. An amended complaint to the case Rothken filed in May of that year added a second plaintiff along with Baker and also included Adobe, Staples and Best Buy as defendants with Microsoft, Symantec and CompUSA. Ultimately the parties entered a mediation process and in April they reached a settlement under which the six defendants had up to 120 days to make the agreed-upon changes to their procedures. The entire settlement along with the amended complaint and exhibits can be read in a PDF file on Rothken's website, but it reads in part:

"The Settlement Agreement provides to the General Public of California, amongst other things, the right of consumers to return applicable Symantec, Adobe and Microsoft software for full monetary refunds even if the shrink-wrap has been opened ... In addition, Symantec, Adobe, and Microsoft agreed to provide EULAs for the applicable software products on their web site and notices on their respective software packaging of the web addresses to such EULAs so consumers can review such EULAs prior to purchase of the software." CompUSA, Best Buy and Staples "agreed to provide such EULAS to consumers upon request prior to sale of the above software at their retail stores in California and to provide notices to consumers in such stores to effectuate the above."

There's a lot in this settlement, and I'm going to have more to say about why it's important in the near future. But there have already been changes because of it, and I think there are going to be more. When Baker walked into that CompUSA almost two years ago, there was basically no way for her to see the Windows XP or Norton AntiVirus EULA before she put her money down. Last week, as part of the General Public of California myself, I strolled into my local Staples to see if anything has changed now that these wayward defendants have had their 120 days to shape up. Sure enough, the new packages for Windows XP Home Edition and NAV 2005 direct you to Microsoft and Symantec web pages where those EULAs are posted. In fact, newer packages for Microsoft Office applications also have a URL for those EULAs, even though Office was not formally part of the settlement agreement.

And that's why I think we can expect more changes to come. This settlement isn't going to be just applied in California, it's not going to only be honored by these three software companies, and it's not only going to force brick-and-mortar software retailers to help their customers see terms before they buy. Think about it. If you were a legal advisor for Amazon, Autodesk, Borland, CDW, Circuit City, Intuit, Macromedia, McAfee, Sears, or any number of other companies involved in selling software to consumers, wouldn't you be suggesting they treat this settlement as if it were binding on them as well?

Of course, the right to return opened software and the right to see terms before you buy aren't going to rid us of all the nasty sneakwrap terms overnight. But the first step has been taken. Baker took it two years ago when she walked into a store to demand the rights that we all should have.

December 20, 2004

New-Skin

An age old product that still works wonders ... New-Skin!

New-Skin® Liquid Bandage is the #1 Liquid Bandage. It's so easy to use, simply brush it on and it dries rapidly to form an clear protective cover that kills germs with a powerful antiseptic. Unlike regular bandages, New-Skin is the bandage that stays on because it's waterproof and flexible. New-Skin's breathable film protects cuts, scrapes and blisters, and helps prevent the formation of calluses.

New-Skin Liquid Bandage Spray utilizes the same trusted formula in a handy spray applicator, making it easier to cover larger areas of skin.

Available in .3- and 1-ounce bottles (both with a brush-on applicator) and in a 1-ounce spray can.

I misplaced my old bottle of New-Skin, so I picked up a new bottle (.3 oz), and it's as good as ever. It's absolutely the best bandage for cuts on one's hands - t stays on and it's waterproof, with no black sticky adhesive residue!

December 19, 2004

UPDATE: Nikon 4100 & Epson C86 (Free Memory)

Someone on FW pointed out that a recent email from Staples offered "Get a FREE memory card! Up to 256 MB when you buy any Kodak, Canon® or Nikon digital camera between 12/19/04 and 12/24/04." He pulled off 256 MB in-store, but I called up to PM, and only managed 64 MB (per order). Still, not a bad addition to an already great deal!

More Hardware Sold

It's been a busy holiday season for me. In the last few days I've sold:
3 x 128 MB USB Flash Drives ($15 each)
2 x USB printer cables ($5 each)
1 x 512 MB CF card ($25)
1 x 256 MB CF card ($15)
Grand total: $95!

Insurance = Robin Hood

A recent "Explanation of Dental Benefits" from my insurance company denied payment on "X-ray Bitewings Four," with the "Note" that it was a benefit only allowed once per 48 months. That's all well and good, but my wife hadn't had them done in over 2 years. I disputed the denial, and won. It turns out that it pays to look at those statements.

Of course the fact that we have yet to utilize enough in insurance benefits to outweigh the cost of insurance, in any form, is hardly worth mentioning. They have to make their money off someone, I suppose.

AOL Keeps Trying

Apparently my non-existent AOL service is about to be suspended. In fact, my current status is "pending"! Ooh, am I ever afraid! It's a good thing AOL put this notice on yellow paper - I must have missed the prior ones on white paper.

December 18, 2004

Coors Survey

I got on Coors list a while back, and now get offers for surveys every once in a while. One came today, and I took the survey and earned a $10 Amazon.com GC!

The weird thing was that it was about (potential) billboard ads. The survey was formatted as follows:

Please click on the button below to view the billboard. You will only be able to view the image for a few seconds.

The only button to press was a typical ">>" button, usually used to advance to the next screen, as was the case here. I was then asked a series of questions regarding an ad I hadn't seen. I figured out that I had to wait about a minute for a java applet to download, then for the image to download. It seems that the applet was there to protect the images from being copied/saved, but nothing stopped me from grabbing screen shots. If you're interested in seeing the ads, let me know.

From the looks of things, they're doing a take-off of MasterCard's "Priceless" campaign, substituting "Golden" as their key word.

December 17, 2004

Trading Up

I just sold 3 128 MB USB drives* ($15 each) and 2 USB cables** ($5 each) to co-workers.

I just ordered the Lexar 1 GB JumpDrive from Dell Home ($70.16, no tax or shipping).

There's a $20 rebate from Lexar and a $5 rebate from PriceGrabber. I'll also get $2.10 FatCash and can LPG to Dell SB's price of $66.26*** for another $3.90 in savings. Final cost: -$15.84!

*One of these drives was the one I got at Staples back in April for $10.85 including tax, after a $30 Business Rewards check. I later PMed it for a savings of $11.95, or a profit of $1.10! The other two drives were essentially FAR, but I don't recall the specifics.

**These are leftovers from my Acortech.com order.

***Of course if I find an ever lower price over the next 60 days I'll LPG to it.

OT: Is Money Clean?

From the Health Division of the Office of Community Development of Lexington, MA:

It has been speculated that both paper currency and metal coins might act as fomites-inanimate objects that may be contaminated with infectious organisms and serve in their transmission. If this is so, then people who contact food would be required to wash their hands between handling money and touching food or food contact surfaces.

In 1971, FDA asked the Treasury Department’s Bureau of Engraving and Printing (BEP) if paper currency could transmit disease organisms. BEP’s reply stated that "…specifications for currency paper require that it contain fungicidal agents…hav[ing] germicida[al] characteristics …[which] retain their effectiveness throughout the life of the currency in circulation." Additionally, "The inks used… on currency also contain ingredients which inhibit the growth of bacteria." A 1973 survey of 217 bills of various denominations found low number of organisms (1.46-167.26 per square centimeter), thus supporting BEP’s position.

The same survey tested 161 metal coins again finding low levels of organisms (19.50-413.29 per square centimeters).

This information indicates that money does not support the growth or transfer of bacteria, i.e., it is not a "fomite".

December 16, 2004

$2 Off Opti-Free Express

Expires 2/14/05 (or maybe later)

December 15, 2004

Nikon 4100 & Epson C86 for ~$80

1. Nikon Coolpix 4100 digital camera (577373): $219.98
2. Epson Stylus c86 ink printer (573076): $99.98
3. camera accessory kit (582776): $29.99
4. Staples coupon book (584304): $29.99
5. Staples $25 GC (577309-JQ): $25

Coupons:
90554 to get #3-4 free
90810XXXXXXXXXXX to get #5 free
43231XXXXXXXXXXX to get $20 off $150

Rebates:
$100 Printer/Camera combo
$20 Printer
$100 "Bonus" Printer/Camera combo

Bottom Line:
$404.94 - $104.98 (coupons) + $26.25 (tax) - $220 (rebates) = $106.21!

As pointed out on FW, the deal started with Staples' 12% Off Sale on digital cameras. Take into account the coupons and rebates, and this works out to be pretty darn good. Factor in the $25 GC, and it's even better at $81.21!

December 14, 2004

Mmm

Grrr! Not Brrr!

If you got an email that said:
Happy Holidays from Häagen-Dazs
click here for a special thank you!

wouldn't you expect a coupon for free ice cream? Or at least discount ice cream?

Instead, after waiting for a painfully slow (and boring) flash presentation to finish, I was offered ... drum-roll please ... an "exclusive screensaver" for Rewards members only. If you're not a member, don't feel bad, pretend you are. If you are a member, don't waste time, go directly to the download page.

UPDATE 5: Hit & Run

It's been a while since I provided an update to this story. I got around to getting the release notarized and faxed it in around mid-September. Then I never heard from them again. I continued to call Frank on a regular basis. He kept acting shocked that I hadn't received the check. He finally looked into it, found no record of anything, and asked that I re-fax the release. I complied, and faxed it again on 11/8/04. I've called several times since then, often getting voice-mail. Though I've left many messages for him, I have yet to receive a call back.

When I called today he offered to send me a copy of the check by fax. I asked when it was sent, and he had no idea. I told him to look into it, then fax both the check and the date of mailing to me. He reiterated that I had a right to be upset, and that I would be paid. I then told him I also had the right to expect a call back when I leave a message. He didn't have much to say, but sort of apologized.

It's been about half an hour, and so far, no fax. No surprise.

Amazon - 1.57% Off Virtually Everything

I figured I'd try using A9 for a few days to see if I could get the elusive A9 discount to show up, and I did. Here's how you can, too.

A9.com Instant Reward — 1.57% Automatically Off Virtually Everything

You can save an additional 1.57% (π/2%) on virtually all your purchases at Amazon.com by simply becoming a regular user of our new search engine at A9.com. A9.com — the search engine with memory — has received rave reviews since it was launched in September 2004. Once you use A9.com for a few days you will automatically be eligible for the A9.com Instant Reward. Just make sure that you are recognized by name when you use A9.com, and your Instant Reward will be applied automatically at checkout whether you use the Shopping Cart or our 1-Click® ordering. We also recommend that you install the A9 Toolbar (available for Windows Internet Explorer and for Mozilla Firefox on Windows, Mac, and Linux). You don't have to do it to get the Instant Reward, but your experience on A9.com will be greatly enhanced.

How can we afford this additional π/2% Instant Reward?

Sponsored links revenue — from the small text-based ads on A9.com and Amazon.com search results pages — will help offset costs we incur through the Rewards promotion. With our automatic π/2% Instant Reward, we are effectively sharing with you some of the money we collect from sponsored links, i.e. sharing the pi.

How often do I need to search using A9.com to get the A9.com Instant Reward?

While we are not revealing the exact criteria, they are minimal. If this is your first time at A9.com, you will be eligible after a few days of use. If you are already eligible, as little as one search a week will keep you eligible. (We reserve the rights to change the eligibility criteria at any time.) The total number of searches is not important; your eligibility depends on your regular use of A9.com.

Do I need to click on sponsored links to get the A9.com Instant Reward?

No. How often you click on sponsored links has no effect on your eligibility. We want you to use A9.com to match your needs, not ours.

Other things to know:

A9.com Instant Rewards will not be applied to the purchase of gift certificates or gift cards, such as Amazon.com Gift Certificates, Target GiftCards, or Borders Gift Cards.
A9.com Instant Rewards will not be applied to purchases from Amazon.com zShops or Amazon.com Auctions; payments and contributions made using the Amazon.com Honor System; Marketplace Pre-Orders; or In-Store Pickup purchases.
A9.com Instant Rewards may be inactivated for any Amazon.com account at any time.
Product searches performed on Amazon.com will not help to qualify an account for A9.com Instant Rewards.
You must be signed in on the A9.com website with your Amazon.com e-mail address and password for your searches to qualify toward being a regular user.
You do not have to click on sponsored links to qualify an account for A9.com Instant Rewards.
The A9.com Instant Reward rate is π/2% (1.57%) off the total purchase price, including tax and shipping.
The exact amount of the A9.com Instant Reward stated on the order summary is only an estimate. After taxes are finalized, the exact amount of the Instant Reward will be finalized.
A9.com Instant Rewards are not for use on Amazon.co.uk, Amazon.de, Amazon.co.jp, Amazon.ca, Amazon.fr, or any Web site other than www.amazon.com.

More Rite Aid Trouble

It's becoming increasingly less clear that the advantage of 24 hour access to our prescriptions is worth the inconvenience of dealing with Rite Aid. I've had two incidents in the past, and now another.

Last night I was in Rite Aid to pick up the second half of a partial fill and a regular refill. Though I consider it unacceptable, the fairly standard 10-20+ minute wait was expected, though this time it was closer to 30. While waiting in line I noticed that every customer ahead of me encountered some difficulty. The pharmacy hadn't filled a prescription, or they couldn't find a record of the customer at all, or they didn't carry the drug, or they did carry it, but it was OOS, or they carried it, but not only was it OOS, it was back-ordered by the manufacturer.

When I finally made it to the front of the line and provided my name, they found only one prescription. They thought it was the partial fill and tried to track down the regular refill. Then they realized that they had the regular refill and had to track down the partial fill. They decided it hadn't been filled and proceeded to do so. But, presumably because that have a new computer system, they didn't know how. They finally figured it out, and announced that no one should touch the computer as it was processing. But of course someone did. So they had to go through that process again.

They did finally get the partial fill filled. I paid for both and left, over 1 hour after I arrived.

Funny thing is, since they don't bill the insurance company until you pick up the second half of a partial fill, I can foresee insurance problems when we pick up the next refill in the near future.

December 11, 2004

UPDATE: Chase LPG

Proof that it's not dead yet ... I got $117.75 (in 4 checks) for claims I sent in about a month ago.

December 10, 2004

Free Money!

A few weeks ago I called Synapse Connect, Inc. to cancel my 3 "free if you cancel during the first year" subscriptions. This offer used to be great. You'd sign up, then, as long as you cancelled within a year, no charge. They must have gotten abused that way, so they changed their model. To get the "free" year now, they first charge you, then refund your money if you call and cancel.

Easier said than done.

When I called, I was greeted by a very annoying automated system. There was no clear method to reach a human being (it was voice activated, so even rotary callers would need to wade through the menus). After a few attempts I managed to respond to just enough questions to have the system interested in me, but not understand me, so I got transferred to a non-native English speaker. Where this person resided, I do not know, but what I do know is that the connection was terrible.

After I explained my interest in canceling, I was offered to set up the subscription to "Do not renew," which would allow me to continue receiving magazines through the end of the subscription year. What they didn't state, however, was that this option would just cancel the subscription, not provide a refund. Sneaky Synapse. After I rejected this idea, they offered to extend my subscription if I maintained it. Another offer I rejected.

Finally they agreed to refund my money. It sounded like one subscription had already been renewed, so they would have to deal with that one separately. I was worried that they tried to renew it, because the credit card that I had signed up with had expired. However, the fact that it had expired was potentially problematic, because they refund to the same account they originally charged. From past experience I knew that credits on closed accounts are generally no problem, and I still have a different credit card with the same company.

A few days later I called my credit card company to find out if they got my credit, and if so, if they were going to automatically transfer it to my active account. The CSR with whom I spoke initially claimed that no credit could be applied to a closed account, but when I pressed her to investigate, she found out that I was right, and offered to transfer the credits that showed in the account ($68 for two of the subscriptions) to my active account, and I agreed.

A few days after that I checked my account online, and found not just the one credit for $68 (in bold), but several others as well.

11/29/2004 TRANSFER BALANCE $68.00 CR
12/07/2004 TRANSFER BALANCE $12.00 CR
12/07/2004 TRANSFER BALANCE $12.00 CR
12/07/2004 TRANSFER BALANCE $56.00 CR
12/07/2004 FINANCE CHARGE ADJU - TMENT $0.03 CR
12/07/2004 FINANCE CHARGE ADJU - TMENT $0.15 CR

I should probably let them know that they not only gave me an extra $68, but they seem to have paid interest on the charges that sat in the old account. This makes me wonder about what would happen if you had a positive balance in a credit card account. Would the credit card company pay you interest? That could very ... interesting.

UPDATE: It has occurred to me (thanks Shaya) that instead of the credit card making the mistake, it might have been Synapse. I got a statement regarding the closed account, and it only showed credits for $12, $12, and $56, so there might be something to that. If I need to contact synapse, I'll be able to try out a new number I found online at 800-927-9351. Their address, in case you're curious, is:
Synapse Connect - Magazine Processing Center
PO BOX 30468
Salt Lake City, Utah 84130

UPDATE 2: Saving on Taxes 2004

I finally made it back to Staples to return the TaxCut bundle that I purchased a few weeks ago. After confirming that I hadn't opened any of the software the clerk proceeded to credit each of the 4 items. Since MS-Money was no longer on sale, she had to override the return price, which required a manager. When she finished, she pointed out to the manager that I had received a discount on the purchase, the manager said they should adjust my refund, but they either didn't know how to deal with it, or didn't want to. Either way, I was credited 113.82 for stuff that originally cost $100.16.

Current cost of the TaxCut bundle: -$8.67

FW is Big Brother

FW Moderators have a job to do. Sometimes they're a bit overzealous. Today, when I logged in, I found 4 PMs from them. They removed 4 of my posts for the reasons detailed below.

Hello, and thanks for being a part of the FatWallet community. A message you posted has been removed for violating one or more of our forum policies, which are in place to create a better online community for all participants.

Below is a list of violations.

1) Thank you for your recent participation in the forums. However, your remarks have drifted too far off topic, and in the interest of keeping the forums organized, have been deleted.
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1) Thank you for your recent participation in the forums. However, your remarks were not constructive to the original topic and have been deleted.
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1) Thank you for your recent participation in the forums. However, your remarks have drifted too far off topic, and in the interest of keeping the forums organized, have been deleted.
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1) We encourage sharing information that will help our users make better informed decisions. If you are not able to contribute to the thread in a responsible manner, please keep your thoughts to yourself. Please understand that posting a deal should not be a negative experience, we never know who will come across the next great deal.
2) Thank you for your recent participation in the forums. However, your remarks have drifted too far off topic, and in the interest of keeping the forums organized, have been deleted.

All in a days work.

December 8, 2004

My Melt-In-Your-Mouth-Latke Recipe

Ingredients
1 egg
1-2 onions
3-4 potatoes
Spices (garlic powder, pepper, salt)
Matzah meal (or bread crumbs or flour)
Canola oil (traditionalists may use olive oil)

Directions


  1. Cut potatoes and onions into small cubes.

  2. Put egg and a few pieces of onion into the blender, at high speed.

  3. Once liquefied, continue adding a few pieces of potatoes and onions until they are all liquefied.

  4. Add spices to taste (usually about ½-1 tsp. each).

  5. Add Matzah Meal to obtain an applesauce consistency (usually about
    ½ cup).

  6. Heat large frying pan with about 1/4" of oil.

  7. When hot, drop tablespoon sized blobs of batter into pan.
    (The blobs should spread out producing silver dollar sized latkes.)

  8. Fry until golden, then flip.

  9. Remove from pan when golden on both sides, place on paper towel to
    cool.

December 7, 2004

Dell Comes Home

As anticipated, one of the two boxes delivered last week was my LCD/TV. I brought it home today, and it's great. I did have a little trouble setting it up. Specifically, the LCD's native resolution is 1280 x 768, but my computer would only allow 1280 x 720, which caused a less than perfect display (especially the fonts - they looked terrible). So I updated the adapter driver, rebooted the machine, and all of a sudden the machine supported 1280 x 768.

It also crashed. Went berserk kind of. I saw a screen warning that Windows had shut down due to a driver looping. When I rebooted, nothing would run properly. After a couple reboots and some waiting, I got a message about Windows recovering from a terrible problem, and everything was fine again.

Despite the "trouble," it was well worth it. I think I can get used to PIP. :)

I had been planning on posting a picture of my new monitor in action, but haven't had a chance yet, but other FWers have:

cwai02
EvuLFleA

December 6, 2004

MetConnect - Free ISP in New York

I don't know if it's chance or if MetConnect is doing a bit better these days, but my favorite free ISP is doing well. While they seem to have cut out certain useful features (like smtp*), they still provide the basic service I need - free dial-up service. They describe themselves as "New York City's Free Internet Service Provider," and have the following true claims:
-No burdensome advertising banners
-No privacy invading tracking software
-No mandatory links to be clicked
-No time limits

They have a few access numbers, all for the NY metro area:
212-359-2000
347-562-0000
516-630-2000
631-236-0000
646-496-0000
845-727-9001
914-595-8001

*Instead, I have started using HotPOP's free smtp service.

$5 Off $25 @ Sears

Special offer for AT&T Universal Card and Citi Card Members. Simply print this coupon and bring it to a Sears store to get your discount.

Offer expires 1/31/05.

December 5, 2004

The Dellf Post

Over at FW, those getting shafted by Dell are whining. A lot. I had enough, so I posted as follows:

It should be obvious to everyone involved here that there are 2 main problems. The first is that the Dellf game was abused. That it was possible, even easy, to abuse does not make abusing it OK. Entering traditional sweepstakes multiple times is not OK either. If a winner was found to have entered multiple times, the sweepstakes company ought to revoke the prize, and issue it to someone else (where there are a limited number of prizes). Entering multiple times affects the odds of winning (obviously), debasing what is designed to be a level playing field. Furthermore, the coupon portion of the Dellf game differed from traditional sweepstakes in that there seems to have been an infinite number of coupons available, each type with different odds. The more plays, the more coupons distributed.

The second problem is that in response to that abuse, Dell apparently over-reacted. It's humorous that on the one hand, many people state that if Dell cancels orders using this coupon, they should cancel all orders with any Dellf coupon, and on the other hand they say that Dell should reinstate these orders out of good will. Well, that Dell chose not to cancel all orders with coupons obtained though Dellf abuse is generous. While I find it problematic that Dell seems to have cancelled every EPP LCD-TV order they could, I'm certainly not going to criticize them for allowing other Dellf coupon orders to proceed.

Many FWers have called this cancellation process "bait and switch" (a sales tactic in which a customer is attracted by the advertisement of a low-priced item but is then encouraged to buy a higher-priced one). That is NOT what happened here. Dell charged what they said for the computers, and simply cancelled the LCD-TV portion of the order. Dell never tried to get you to buy another LCD-TV. While there may be an appearance of breach of contract, given that (most of) the coupons involved were obtained illicitly, that's not really a legitimate claim either. Dell could have simply removed the coupons from the order and shipped the LCD-TVs at full price. While FWers wouldn't have kept the LCD-TVs (at that price), many others out there might have.

Achingtooth, your definition of Dell doing the right thing is letting everyone have one LCD-TV. While that may make you happy, others won't be until they get as many TVs as coupons they milked from the Dellf.

While I'm not siding with Dell on this one, I don't agree with many of the FWers with the extreme demands either. I'm simply able to take a step back and look at the facts, and able to look at things from Dell's side.

December 4, 2004

Dellivery

FedEx delivered two boxes from Dell yesterday. A quick check of Dell's site showed that the order status screen updated to list two packages, and two tracking numbers. What is in the boxes may not be known until Monday.

December 3, 2004

UPDATE: Saving on Taxes 2004

I wasn't overly pleased with my initial TaxCut purchase, so I ordered again, this time online:
-TaxCut Deluxe ($24.95)
-6 Sheet Strip Cut Shredder (Staples got cheap - last year they offered a 12 sheet model) ($19.94)
-MS Money Deluxe 2005 ($39.94)
-Deduction Pro ($19.95)

The total came to $104.78 - $20 ($20/$100 coupon that arrived today) + $7.31 (tax) - $85 (rebates) - $2.10 (FatCash) = $4.99. It's definately better than $15.16, and I'll have to see if I can get it any lower with PMs, etc.

There is also an "extra" $20 rebate on MS-Money Deluxe, but it may not be valid in combination with the $40 one.

Dell LCD Journey

Dell's website reports the following shipping status:

Order Number: XXXXXXXXX

You have a total of 1 package.

All of the information is the latest provided by the carriers.

This information is current as of Friday, December 03, 2004 7:56 AM. If you feel that this information is out of date, please try clearing your browser cache and reloading the page.

Package Shipped on 12/1/2004 Stage: In Transit

Status: On Schedule, 12/2/2004
Carrier: FEDERAL EXPRESS
Delivery Estimate: December 3

The two bolded statements puzzle me. Any Dell experts know if:
1) The printer & LCD TV would ship in the same package (I'd assume not)*
2) If not, should Dell's site be reporting more than 1 package?
3) Does the fact that the stage is still marked as "In Transit" mean that only part of the order has made it to FedEx, and the rest is still in transit?

Meanwhile FedEx reports:
Dec 3, 2004 8:16 am
Left FedEx Ramp
JAMAICA NY

So we'll soon see!

*UPDATE: An FWer reported: "My PC and LCD were shipped in the same box. It wouldn't be entirely surprising if they shipped the LCDTV and Printer in the same box. My UPS guy mentioned that Dell was moving toward one-box shipping when possible versus 2 or 3 boxes per order."

December 2, 2004

Rebate Processing

Let's say you mailed away for a rebate, and the check came back with the wrong name. You call up the rebate center to tell them about the problem, and they tell you to just cash the check. So you do. Then another check comes with your name spelled correctly, and you cash that one, too. Then the rebate center calls you, asking for one of the checks back. What would you do?

Someone posted this scenario on FW, and their response went as follows:
I agree, but I tell them to please wait 8-10 weeks for processing and 2-4 weeks for delivery. I am not responsible for lost, stolen or misdirected mail (basically everything they tell you on the rebate forms).

Priceless!

Monitor Testing

How good is your monitor? Find out yourself!

Is Dell the Grinch?

With the holiday season upon us, deals are, too. Though I made no use of the famed Black Friday, that doesn't mean I'm out of the deal business.

I noticed several FW threads about great deals through Dell's EPP program, but thought little of them because I had never found access to their program, even through my employer (a university).

A few days later an employee at the university sought my assistance in ordering a Dell computer. She brought with her the knowledge of our access to EPP.

I then took a greater interest in the FW threads and learned of two main pieces of information. There were numerous stackable coupons for Dell EPP, most of which came from their Dellf promotion. The Dellf coupon essentially required luck - to win them, or money - to buy them on Ebay. There was another "early bird" coupon, but I didn't find information on how to get it.

As we finalized the specs for the computer, I began to pursue coupons. I earned a 25% off $1499+ coupon from Dellf, then suggested a profit sharing deal of sorts. I would obtain the $100 "early bird" coupon and the $1 17" LCD/TV with the purchase of a Dell coupon, the latter for myself, as a sort of thanks for helping with the deal.

I resorted to Ebay and spent a combined $24.99 on the two coupons. The order was placed and the waiting began. As of today, the computer has been received, but the free printer, an ink cartridge, and the LCD/TV, though "In Transit" are not scheduled for delivery until tomorrow. In the meantime, Dell sent an email (see below), essentially claiming the LCD has been cancelled. It seems that through the sale of the LCD coupons, a much larger number of LCDs have been ordered than expected, and Dell is probably losing money. (Many of those buying/using the coupons configured the least expensive computer possible). Dell is essentially claiming fraud, but only with respect to this one coupon. They have not indicated concern over other coupons. Many of the cancellations also ocurred after the computer portion of the order shipped (and in many cases was delivered). Needless to say, there are lots on unhappy FWers out there.

It seems likely that my LCD will be delivered, and if so, that Dell won't try to get it back. However I won't be holding my breath waiting for it. It seems Dell may well be the Grinch.

To Whom It May Concern:

This is to inform you that we have cancelled one or more of your recent order(s). Your order(s) contained a Dell 17" LCD TV for $1 using a Dell DELLF Delivers coupon. It has come to our attention that the integrity of the Dell DELLF game was compromised and that these coupons may have been obtained by unauthorized means, in violation of the rules. The rules limit each player to one game play per day.

Our records indicate that you already received the associated Dell Dimension desktop PC that was purchased with your TV order. We understand that you purchased these items together and may wish to return your PC. You may return the associated order at Dells expense within 7 business days by calling 800-695-8133 option 4, then option 2, and then option 1 to arrange for return shipment.

If you obtained these coupons in accordance with the Official Rules of the Dell DELLF Delivers decoder game, we will gladly verify your information and proceed with your TV order if the coupon is validated. To do so, please send an e-mail including the following information to FSS_Order@Dell.com by end of day December 7, 2004:

1. Dell DELLF Registration Name and Mailing Address

2. Dell DELLF Registration e-mail address

3. Dell DELLF coupon number

4. Phone number where you can be reached during business hours (8am - 5pm Central).

Dell will use this information to verify your eligibility for the coupon described above. We will contact you via e-mail shortly if your information is validated under the rules of the game to proceed with your associated order. Otherwise, you will be notified as to why your entry was deemed invalid.

Regards,

Dell Employee and Education Personal Purchase Programs

Citi Dividend Platinum Select

Based on an FW thread, it seems that Citi may be giving 5% cash back on ALL purchases until 12/31/04 on ALL existing Citi Dividend Platinum Select cards. How cool is that?